Education

Swap Fees Explained

Understand overnight financing charges and how they apply to your open positions.

What is a Swap Fee?

A swap fee (also called a rollover rate or overnight financing charge) is applied when you hold a leveraged position open past the end of a trading day. The charge reflects the cost of borrowing the underlying currency or asset to maintain your leveraged position overnight.

Swap fees can be positive or negative. In some cases, you may actually earn a swap credit rather than paying a charge — this depends on the interest rate differential between the two currencies in a forex pair.

When Are Swaps Applied?

schedule

Daily at Rollover

Swaps are applied at 00:00 server time (usually GMT+2) for positions held open.

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Triple Swap Wednesday

On Wednesday night, swap is applied three times to account for the weekend settlement period.

weekend

No Weekends

Forex markets are closed on weekends; weekend swap is included in the Wednesday charge.

Sample Forex Swap Rates

Indicative rates per standard lot (100,000 units). Rates change daily based on interbank rates.

Pair Long (Buy) Short (Sell)
EUR/USD -$6.20 +$1.80
GBP/USD -$4.50 +$0.90
USD/JPY +$2.10 -$7.40
AUD/USD -$2.80 -$1.20
USD/CHF +$1.50 -$5.80
EUR/GBP -$3.90 +$0.60

Indicative only. Actual rates are displayed on the trade order form and updated daily.

How to Avoid Swap Fees